Some of the insurance companies we work with
Looking for van insurance quotes? You've come to the right place. Our comparison platform swiftly searches through a panel of top insurers to show you a range of policies, helping you find a deal that suits you.
How to Get Affordable Van Insurance
Finding the right policy for your budget is key. By comparing quotes, you could save hundreds of pounds. At Parkers Compare, we search the UK’s top insurers to help you find the best policy. Fill out our simple online form, and we’ll handle the rest.
Here are five top tips to save on van insurance:
- Improve Security: Fitting an approved security device like an immobilizer or tracker can reduce your premium.
- Reduce Mileage: The fewer miles you drive, the lower your insurance cost could be.
- Avoid Modifications: Insurers often see modifications as a risk, leading to higher premiums.
- Consider Signwriting: Some insurers view signwriting as a theft deterrent, potentially lowering costs.
Tailored for You
We aim to help everyone find the cheapest van insurance. All our quotes are personalized to your specific needs.
Types of Van Insurance
Whether you drive a van, pick-up truck, minibus, or even an ice cream van, you need insurance to drive legally in the UK. You can choose from three levels of cover:
Fully Comprehensive
Provides the most extensive coverage, protecting both you and others in the event of an accident, regardless of fault.
Third Party, Fire and Theft (TPFT)
Covers damage to other vehicles and property, as well as your car if it’s stolen or damaged by fire.
Third Party Only (TPO)
The minimum level of cover required by law, TPO only covers damage to other people and their property, leaving you responsible for your own vehicle’s repairs.
While third party only is the least expensive option, fully comprehensive policies often provide better value and are not always the most costly. Comparing quotes is the best way to find the right balance of cost and coverage.
What Details Do I Need to Get a Quote?
You’ll need to provide information such as:
- Age
- Job
- Driving licence number
- Address and overnight car location
- Van usage
- Annual mileage
- Van modifications
Accurate details ensure the best quotes. If switching insurers, you may need to show your claims history.
Your answers can have an impact on the price of your premium so it’s vital to answer them as accurately as you can.
Van Insurance Advice and FAQs
Why Compare Van Insurance with Parkers Compare?
Comparing van insurance quotes can save you a significant amount of money. With Parkers Compare, you can review policies from over 50 top providers, ensuring you find the right deal for your van.
To get started, fill out our quick online form—it takes less than 5 minutes. We’ll take care of the rest. Or, call us on 0330 022 3489 for a quote over the phone.
What Determines Van Insurance Costs?
Your van insurance cost depends on various factors, including your mileage, van make and model, driving history, and personal circumstances.
Optional Extras with Van Insurance
You can customize your policy with optional extras like:
- Breakdown Cover: Helps you get back on the road quickly if your van breaks down.
- Tool and Equipment Cover: Protects the tools and equipment in your van.
- Legal Protection: Covers some legal costs if you’re involved in an accident.
Can You Insure a Van in Your Company Name?
Yes, if your business owns the van. If it’s registered to you personally, sole trader insurance may be more appropriate.
How Is a Campervan Classified for Insurance?
Purpose-built campervans fall into their own insurance category. DIY conversions might still be classed as vans, so check your options.
Can You Drive a Van on Your Car Insurance?
Some fully comprehensive policies offer third-party cover for driving a van, but this isn’t always standard. Check with your insurer first.
How Does Insurance Group Affect Van Insurance?
The lower the insurance group, the cheaper the insurance. Vans are grouped similarly to cars, but weight is an added factor.
Need Help Finding Your Insurer?
If you can’t remember who your insurer is, you can:
- Check the Motor Insurance Database (MID).
- Search your emails or bank statements.
- Retrieve your quote from Parkers Compare.